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移動(dòng)支付風(fēng)險(xiǎn)形勢(shì)嚴(yán)峻 10%被訪者遭遇網(wǎng)上交易詐騙
時(shí)間：2014-12-30 10:24:56
文章發(fā)布：李陽(yáng)
原創(chuàng)作者：未知
來(lái)源：人民日?qǐng)?bào)

中國(guó)銀聯(lián)今天正式發(fā)布2014移動(dòng)互聯(lián)網(wǎng)支付安全調(diào)查報(bào)告，報(bào)告顯示，2014年，在移動(dòng)支付井噴式發(fā)展的同時(shí)，風(fēng)險(xiǎn)形勢(shì)更為嚴(yán)峻。10%的被訪者曾遭遇過(guò)網(wǎng)上交易詐騙，比2013年提高了4個(gè)百分點(diǎn)；其中釣魚網(wǎng)站、木馬病毒及虛假退款仍是主要的欺詐手段。從欺詐損失看，以小額詐騙為主，遭遇過(guò)網(wǎng)絡(luò)交易詐騙的受訪者中約六成被騙金額低于500元，有8%的人損失超過(guò)5000元。

移動(dòng)支付風(fēng)險(xiǎn)形勢(shì)嚴(yán)峻 10%被訪者遭遇網(wǎng)上交易詐騙-藝源視網(wǎng)

“從今年的調(diào)研看，結(jié)合我們?nèi)粘５娘L(fēng)險(xiǎn)監(jiān)控分析，有三個(gè)支付安全趨勢(shì)值得持卡人特別關(guān)注：第一，移動(dòng)支付市場(chǎng)迅猛發(fā)展，國(guó)內(nèi)支付欺詐水平總體平穩(wěn)；第二，移動(dòng)支付用戶快速增長(zhǎng)的同時(shí)，移動(dòng)交易終端正成為犯罪分子的重點(diǎn)攻擊目標(biāo)，風(fēng)險(xiǎn)增速也更高；第三，持卡人整體支付安全意識(shí)在不斷提升，安全與便捷的平衡更為市場(chǎng)重視?！敝袊?guó)銀聯(lián)風(fēng)險(xiǎn)控制部總經(jīng)理袁曉寒總結(jié)道。

為此，袁曉寒建議持卡人增強(qiáng)支付安全意識(shí)，選擇支付產(chǎn)品與服務(wù)時(shí)兼顧考慮便捷性與安全性。支付過(guò)程中的重要信息如短信動(dòng)態(tài)驗(yàn)證碼等務(wù)必妥善保管，同時(shí)不要輕信“低價(jià)”網(wǎng)站以及郵件、短信、聊天工具發(fā)來(lái)的鏈接。

據(jù)悉，此次調(diào)查收集有效問(wèn)卷4.4萬(wàn)份，參與用戶覆蓋全國(guó)34個(gè)省、自治區(qū)和直轄市，以20至40歲移動(dòng)互聯(lián)網(wǎng)用戶為主。（記者 吳秋余）

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